Setup required:
Add your Google Maps API key in the config block above for real address autocomplete. Property taxes must be entered manually — they will never be estimated or guessed.
Mortgage Calculator
Purchase Price
Down Payment
Loan Amount
LTV Ratio
Interest Rate
Loan Term
Annual Taxes Manual
Annual Insurance
HOA / month
PMI / month
Extra Principal / month
Tax Growth %/yr
Ins Growth %/yr
Payment Frequency
Enter loan details above — results update in real time as you type.
Wrap / Seller Finance
📄
Upload Mortgage Statement
PDF, JPG, PNG — Google Document AI extracts all fields
Section A — Underlying Loan (Subject-To)
Remaining Balance Manual
Original Rate %
Months Remaining
Monthly P&I (Servicer)
Monthly Escrow
Taxes / month Manual
Insurance / month
Section B — Wrap / Resale Note
Wrap Sale Price
Buyer Down Payment
Wrap Rate %
Wrap Term
Balloon Year (0=none)
Section C — Deal Costs & Who Pays
💡 Who Pays Each Cost? — Affects Your Net & Buyer's Payment
Closing Costs
Legal / Docs
Monthly Servicing Fee
Rehab / Repairs
Enter loan details above — results update automatically. Upload a mortgage statement to pre-fill all underlying loan fields.
Rental Analysis Calculator
Property & Financing
Purchase Price
Down Payment %
Interest Rate
Loan Term
Bedrooms
Annual Taxes Manual
Annual Insurance
Rehab Budget
Income
Monthly Rent
Other Income / month (pet, parking, laundry)
Operating Expenses
Vacancy %
Management %
Repairs %
CapEx Reserve %
5-Year Growth Assumptions
Rent Growth %/yr
Appreciation %/yr
Expense Growth %/yr
HOA / month
Enter property details above — results update in real time. Type an address to pull HUD Fair Market Rents automatically.
Fix & Flip Analyzer
Max Allowable Offer · Net Profit · Scenario Analysis · Risk Assessment
Purchase & ARV
After Repair Value (ARV)
Purchase Price
Buy-Side Closing
Earnest / Inspect.
Rehab
Total Rehab Budget
Rehab Contingency %
Holding Costs
Hold Period (months)
Taxes / Month
Insurance / Month
Utilities / Month
Other Holding / Month
Financing
Financing Type
Loan-to-Cost %
Interest Rate %
Origination Points %
Other Loan Fees
Sale / Exit
Commission % (Sale)
Sell-Side Closing
Seller Concessions %
Transfer Taxes
MAO Formula
MAO = ARV x % minus Rehab
Purchase & Acquisition
Purchase Price
Earnest Money
Inspection
Buy-Side Closing
Title Insurance
Rehab Line Items
Demo / Haul-Off
Roofing
Electrical
Plumbing
HVAC
Windows / Doors
Drywall
Paint (Int+Ext)
Flooring
Kitchen
Bathrooms
Landscaping
Permits
Extra Labor
Misc / Other
Contingency %
Total Rehab (with contingency)
Holding Costs
Hold Months
Taxes / Month
Insurance / Month
Utilities / Month
Maintenance / Month
HOA / Month
Financing
Loan Type
Loan-to-Cost %
Interest Rate %
Origination Points %
Other Loan Fees
Sale / Exit
After Repair Value (ARV)
Expected Sale Price
Commission %
Seller Concessions %
Sell-Side Closing
Transfer Taxes
MAO = ARV x % minus Rehab
Enter deal numbers above — profit, MAO, scenarios and risk analysis update in real time.
For planning and educational analysis only. All numbers must be verified against actual loan documents, tax records, insurance quotes, contractor estimates, and comparable sales before making investment decisions.
HUD FMR data sourced from huduser.gov.
Property taxes must be entered manually from county appraisal district records — never estimated.
· Chris Ryan Silva Investor Tools